California homeowners keeping or lowering wildfire insurance costs
Free checklist and photo log of the wildfire mitigation steps California insurers recognize, from Class A roof to the 5-foot zone, for your insurer.
ePlan fills in
How it works
What you get
The check is free. The paperwork after it is drafted at the Fuel break plan door.
Modeled on: California Department of Insurance, Safer from Wildfires
From public data
from a Class A roof to a 5-foot ember-resistant zone are listed by California's Safer from Wildfires program, each qualifying for a discount
Source: California Department of Insurance, Safer from Wildfires
Name your fuel break and answer four questions. Read a draft scoping letter and decision memo under the fuel-break CE (16 U.S.C. 6592b), free.
Questions
Safer from Wildfires lists ten: a Class A roof, a 5-foot ember-resistant zone including fencing, 1/16 to 1/8 inch mesh vents, 6 inches of noncombustible material at the wall base, enclosed eaves, upgraded windows, cleared space under decks, outbuildings 30 feet away, defensible space, and community programs.
California bars insurers from using a rating plan that doesn't take into account and reflect the mitigation factors the regulation lists, for communities and for individual properties.
California law requires 100 feet of defensible space around structures in covered areas, with more intense fuel reduction between 5 and 30 feet and an ember-resistant zone within 5 feet.
Related doors
What's the name of your fuel break?
Where do your crews work outdoors?
Which service territory does the plan cover?
Where is the house?
Which department and service area?
Which community or fire district is it for?
Answer it and ePlan opens the Fuel break plan door, which drafts the paperwork.